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Cookie Policy

Effective date: 9 November 2026

This Cookie Policy explains how the FinTechLab website (the “Website”) uses cookies and similar technologies. It supplements the Privacy Policy and reflects an audit of the Website’s code, responses, and client-side storage as of the effective date.

Technology inventory

The table below lists only technologies that the Website actually uses for cookies, localStorage, sessionStorage, pixels, or comparable client-side tracking. Technologies that are not present are not listed as if they were.

No cookies, localStorage keys, sessionStorage keys, advertising pixels, or third-party analytics/marketing trackers are used by the Website as of the effective date. A live check of production responses and browser storage found no Set-Cookie headers and empty cookie, localStorage, and sessionStorage stores for ordinary browsing.

1. Categories on this Website

We classify cookies and similar technologies as necessary, analytical, functional, or advertising. Only technologies that are actually deployed appear in the inventory above. Category status as of the effective date:

Necessary

Not used as Website-set cookies. The Website application does not currently set first-party necessary cookies. HTTPS delivery and HSTS are enforced by the hosting environment for transport security; those are HTTP security controls, not cookies, and do not require consent. Ordinary server request logs may be processed by the host to operate and protect the service; that processing is described in the Privacy Policy rather than as a client cookie.

  • Name: none set by the Website
  • Provider: n/a
  • Purpose: n/a
  • Category: Necessary
  • Duration: n/a
  • Consent required: no (no optional necessary cookie is set)

Analytical

Not used. No Google Analytics, Yandex Metrica, Plausible, PostHog, Vercel Analytics, or other analytics package is embedded on the Website.

  • Name: none
  • Provider: n/a
  • Purpose: n/a
  • Category: Analytical
  • Duration: n/a
  • Consent required: n/a (category unused)

Functional

Not used as persistent client storage. Preference cookies, chat widgets, and similar functional store mechanisms are not enabled. The educational anti-fraud simulation may keep transient experiment state only in browser memory for the active page session; that state is not written to cookies, localStorage, or sessionStorage and is discarded on refresh or navigation away.

  • Name: none (persistent functional storage unused)
  • Provider: n/a
  • Purpose: n/a
  • Category: Functional
  • Duration: n/a
  • Consent required: n/a (category unused for cookies/storage)

Advertising

Not used. The Website does not load advertising networks, remarketing tags, social pixels, or conversion trackers.

  • Name: none
  • Provider: n/a
  • Purpose: n/a
  • Category: Advertising
  • Duration: n/a
  • Consent required: n/a (category unused)

2. Third-party services reviewed

The following related systems were reviewed and are not counted as Website cookies or tracking pixels:

  • Self-hosted fonts via Next.js font pipeline — served from the Website origin; no runtime Google Fonts request for page rendering.
  • Contact form delivery (optional Resend API or operator webhook) — server-side only after you submit the form; no browser tracking cookie is set by that path.
  • Outbound links (for example LinkedIn, Spbu.ru, ResearchGate) — leaving the Website may subject you to those sites’ own policies; they are not embedded trackers on FinTechLab pages.

3. Managing preferences

Because the Website does not set optional analytical, functional, or advertising cookies, no consent banner is shown and there are no in-site toggles for non-essential cookies. You can still control cookies and site data generally in your browser:

  • Use your browser settings to block or delete cookies and site data for this domain.
  • Use private/incognito mode if you want browsing data cleared when the window closes.
  • If we later introduce optional cookies or similar technologies, we will update this Cookie Policy before enabling them and, where required by law, obtain consent before non-essential technologies run.

4. Changes

We may update this Cookie Policy when the technologies actually used on the Website change. The effective date above will be revised when changes take effect.

5. Contact

Questions about cookies and similar technologies on this Website may be sent to legal@ftlab.space.

Personal-data handling for the Website is described in the Privacy Policy.

legal@ftlab.space