01
Observe
Human behavior under financial and social-engineering pressure.
/ About
About
FinTechLab SPbU studies the relationship between human behavior, financial environments, digital systems, and protection.
Founded in 2025 at Saint Petersburg State University, the Laboratory of Modern Financial Technologies builds a scientific and applied base against behavioral vulnerabilities in modern financial threats. Work integrates behavioral economics, neuroscience, digital victimology, and financial-security practice — moving from experiment to technology, education, and regulatory insight.
MISSION
Build a scientific and applied base for countering behavioral vulnerabilities in modern financial threats — integrating behavioral economics, neuroscience, digital victimology, and financial-security practice.
Competence Center “Behavioral Security in the Financial Sphere”
Building active behavioral immunity through controlled confrontation with threat in a safe environment — a behavioral inoculation approach.
Behavior × Finance × Technology × Security · Roadmap 2025–2027
/04 — FROM RESEARCH TO IMPACT
Science that becomes protection.
A working loop from observation to implementation in financial environments.
02
Measure
Experiments, neurophysiological signals, and incident data.
03
Model
Vulnerability mechanisms, victim clusters, and predictive risk.
04
Design
Interventions, trainers, nudges, and protective protocols.
05
Test
Behavioral-change metrics — action, not only knowledge.
06
Implement
Financial institutions, regulators, and educational systems.
/08 — ECOSYSTEM
Science connected to practice.
Collaborations named in laboratory materials. Relationship labels stay conservative.
Bank of Russia
Regulatory collaboration
Association of Banks of Russia
Industry association collaboration
Kaspersky
Cybersecurity ecosystem
Positive Technologies
Cybersecurity ecosystem
Ingosstrakh
Program collaboration
Alfa-Bank
Collaboration
Wildberries & Russ (RVB)
Program collaboration
SPIMEX (SpbMTSB)
Named ecosystem partner
RESO-Garantiya
Program collaboration
Rosfinmonitoring
Regulatory collaboration